Shadow AI Is Already in Your Codebase - Why Banking Needs a Risk-Based Governance Model for AI-Native SDLC
Most of the AI-generated code already in your codebase arrived through unsanctioned tools on personal accounts. This is Shadow AI — and like shadow banking before 2008, the risk is invisible until it isn't. Here's how to govern it with risk-based triage, traceability, and Continuous Modernization.











